Home Insurance

Protect your home and contents with comprehensive home insurance from Mark Bates Ltd. Up to £500,000 for buildings cover and £100,000 for contents.
Get a quote
Or call 01476 513781
Rated Excellent
TrustScore4.823,175 reviews on Trustpilot

Complete Buildings & Contents Insurance Cover

Add Home Emergency Cover for help with sudden problems such as a burst pipe or boiler breakdown

Up to 30% No Claims Discount

If you have been claim free for 3 or more years a 30% discount will apply.

No Hidden Admin Fees

If you need to make a change to your policy we won’t sting you with any admin fees.

Not Just Bricks And Mortar

Extend your policy to cover trees, plants, your lawn and even fixed mobility aids.

Cover To Suit You

Tailor your cover up to £500,000 for buildings cover and £100,000 for contents.

New for Old Cover

If an item cannot be repaired, we'll replace it with a new one.

Buy and Manage Your Policy Online

Simple online application with the ability to manage your policies.

Get A Quick Quote

You will need the following information
How old is your home
Total number of bedrooms
type of ownership
* denotes a mandatory field.
Manage all of your insurance with Insura App?
Insura App, the ultimate insurance management application. With our app, you can easily manage all of your insurance policies, documents and key dates in one place.
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Existing Customer?

Need to manage your policy, add a new one or make changes?

Use our customer portal.

Have a question?

Speak to one of our UK-based customer service advisers.

Welcome To The Premier Club

Every policyholder gets free access to The Premier Club, with discounts on big high street and online brands and money off days out.

Why Mark Bates Ltd

We've specialised in insurance for older and disabled customers since 1994. Our own team in Grantham handles everything, from your first quote to your claim.

Rated by our customers

More than 22,000 customers have reviewed us on Trustpilot, with an average score of 4.8 Stars, that's first class service!

A UK team, start to finish

Sales, customer service and claims all sit in our Grantham head office. When you call, you speak to someone who knows your policy.

Cover built for how you live

Our policies are designed around the equipment, homes and working arrangements our customers have, not adapted from general cover.

What our customers say

Independent reviews collected by Trustpilot.

Excellent value and easy to renew.

RRaymond Bridges
Nov 4, 2026

So easy to review online and the provide access to carers training. Reminder sent well in advance to allow time to shop around. Great products well explained.

AAlexandra Delonnette
Nov 4, 2026

Knowing i am insured is a load off my mind .Should i break down or scooter stolen covered for anything that may happen.Great thing also for me no worries paying ,just a direct debit each month ,then forget about till next year .Great !

MMr. Brian Fieldhouse
Nov 4, 2026

I have insured 3 of my scooters i also now insured my home.

CCaroline
Nov 4, 2026

Over the years ALL of the people l have spoken to have been so helpful and very professional.l have recommend Mark Bates every time and when l say who l'm with my clients are very impressed as they know Mark Bates to be very good.

MMrs Rich
Nov 4, 2026

They are very helpful and caring

SSandrajune Howard
Nov 4, 2026

The people at the company are very friendly, helpful and giving full attention.

MMr Thakrar
Nov 4, 2026

The staff were very helpful.

JJill Spendelow
Nov 4, 2026

Quick and easy.

DDavid
Nov 4, 2026

Very polite. professional staff

AAnother happy customer
Nov 4, 2026

It was really easy to sign up.

SSue Peacock
Nov 4, 2026

They was very helpful in every way.

CCustomer
Nov 4, 2026

Because the whole transaction took only a few minutes.

MMr Malcolm Wilson
Nov 4, 2026

I found this company to be honest, reliable, and helpful. A pleasure to-do business with.

MMr Colin Burford
Nov 4, 2026

Good have insurance on my mobility scooter. It cost a lot of money to buy so it’s great to know I’m covered if anything should happen and it is a great price to insure.

SSharon Goucher
Nov 4, 2026

I have been a custermer with mark bates and I would not deal with any one else he has always helped me when I need him great company I would not deal with any one else great company always there when I need him he has helped me many times great company to deal with always

PPatrick foad
Nov 4, 2026

First experience with the company,so can’t comment as yet.

DDonald Alexander Urquhart
Nov 4, 2026

Always helpful , and good advice

MMr Ian Taylor
Nov 4, 2026

Quick and easy to take out my insurance, very helpful with my queries

PPaula
Nov 4, 2026

prompt and efficient service

MMr Clews
Nov 4, 2026

FAQ

Valuables are classed as jewellery, watches, gold, silver, precious metals, gemstones, furs, pictures, curios and other works of art and stamp, coin and medal collections.

Yes, as contents, when it's in your home.

No, this is only available in addition to home contents cover.

Yes, accidental damage is automatically included.

The compulsory excess for buildings cover is £100, rising to £1,000 for subsidence, heave or landslip.

Cover is provided under this policy for accidental damage to underground services and drain covers at the home for which you are legally liable.

Yes, other than caused by felling or lopping.

If an item can't be repaired, it's replaced with a new one, with no deduction for wear and tear