Personal Care Assistant Insurance
Cover for Self Employed Carers
Our Carers Insurance policy now includes income protection free of charge.
Receive a weekly payment if you are unable to work following an accident or illness.
As a consequence of bodily injury or property damage to a third party while care is taking place.
A weekly benefit payable if you are unable to work due to accident or sickness resulting in a loss of income.
Our self-employed carers insurance has protection in place in the event you suffer an accident.
Repair or replacement of your possessions if they are damaged whilst you are working as a Self-employed carer.
Specialist support for Self-employed carers to help with tax and legal questions to help you run your business.
We don't require any contribution to a claim regardless of blame, so your pennies will stretch that little bit further.
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FAQ
This activity will be included, provided that it only forms a minor part of the activities you carry out and they are the children of the service user or the children the service user is responsible for.
This is covered up to a limit of £5,000,000 other than in respect of; brittle or fragile items which are subject to a limit of £1,000. The policy also includes the cost of repairs, up to £100, should it be necessary to force entry to the premises due to a medical emergency.
If this is in connection with your occupation you should check with your car insurer to see if you are adequately covered. You may need to extend it for business use, which may result in an additional charge. This policy will not cover you for incidents involving your car.
This activity will be included, if it only forms a minor part of the activities you carry out for the service user.
We include all these activities within the definition of a personal care assistants insured activities.
The policy includes a free legal and tax advice helpline to assist you in such matters.