Home Help Insurance

Employers' liability, public liability and financial loss cover for anyone who employs a cleaner, nanny or other help at home. No excess on claims.
Get a quote
Or call 01476 514476
Rated Excellent
TrustScore4.823,175 reviews on Trustpilot

The policy provides a unique range of covers that are highly desirable to protect your position as an employer of individuals whilst in the course of their employment by you.

Public Liability

Covers claims if someone is injured, or their property damaged, while your employee is working for you.

Employers' Liability

In the event that your employee suffers injury or illness whilst working for you.

Personal Accident

Provides financial protection and peace of mind in the event you suffer an accident that results in injury.

Financial Loss

Protecting you against financial loss following the actions of your employee, including theft and fraudulent use of your debit or credit cards.

Employment Support

Employment and HR advice from ILG Support, available 24 hours a day 7 days a week through a variety of means

Get A Quick Quote

You will need the following information
Your address.
A contact email.
Your date of birth.
Number of people you employ.
* denotes a mandatory field.
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Existing Customer?

Need to manage your policy, add a new one or make changes?

Use our customer portal.

Have a question?

Speak to one of our UK-based customer service advisers.

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Still need more information? Please call us on 01476 514476

Policyholders save 25% on childcare searches

Army of Nannies is a nanny-finding platform that connects families with local full-time, part-time, and ad hoc childcarers. It's free to start a search, and families only need to pay a membership fee when they have made connections they wish to progress.

Apply code MARKBATES25 at checkout to secure 25% off their weekly, monthly or 3-monthly membership packages.

Policyholders save 25% on childcare searches

What our customers say

Independent reviews collected by Trustpilot.

Excellent value and easy to renew.

RRaymond Bridges
Nov 4, 2026

So easy to review online and the provide access to carers training. Reminder sent well in advance to allow time to shop around. Great products well explained.

AAlexandra Delonnette
Nov 4, 2026

Knowing i am insured is a load off my mind .Should i break down or scooter stolen covered for anything that may happen.Great thing also for me no worries paying ,just a direct debit each month ,then forget about till next year .Great !

MMr. Brian Fieldhouse
Nov 4, 2026

I have insured 3 of my scooters i also now insured my home.

CCaroline
Nov 4, 2026

Over the years ALL of the people l have spoken to have been so helpful and very professional.l have recommend Mark Bates every time and when l say who l'm with my clients are very impressed as they know Mark Bates to be very good.

MMrs Rich
Nov 4, 2026

They are very helpful and caring

SSandrajune Howard
Nov 4, 2026

The people at the company are very friendly, helpful and giving full attention.

MMr Thakrar
Nov 4, 2026

The staff were very helpful.

JJill Spendelow
Nov 4, 2026

Quick and easy.

DDavid
Nov 4, 2026

Very polite. professional staff

AAnother happy customer
Nov 4, 2026

It was really easy to sign up.

SSue Peacock
Nov 4, 2026

They was very helpful in every way.

CCustomer
Nov 4, 2026

Because the whole transaction took only a few minutes.

MMr Malcolm Wilson
Nov 4, 2026

I found this company to be honest, reliable, and helpful. A pleasure to-do business with.

MMr Colin Burford
Nov 4, 2026

Good have insurance on my mobility scooter. It cost a lot of money to buy so it’s great to know I’m covered if anything should happen and it is a great price to insure.

SSharon Goucher
Nov 4, 2026

I have been a custermer with mark bates and I would not deal with any one else he has always helped me when I need him great company I would not deal with any one else great company always there when I need him he has helped me many times great company to deal with always

PPatrick foad
Nov 4, 2026

First experience with the company,so can’t comment as yet.

DDonald Alexander Urquhart
Nov 4, 2026

Always helpful , and good advice

MMr Ian Taylor
Nov 4, 2026

Quick and easy to take out my insurance, very helpful with my queries

PPaula
Nov 4, 2026

prompt and efficient service

MMr Clews
Nov 4, 2026

FAQ

12 months – you will receive an email from us prior to the expiry of cover offering renewal for a further 12 month period.

You can buy online if you employ five people or fewer. If you employ more, call or email us to apply.

No, provided that the activity is undertaken whilst working for you in a personal capacity in connection with your domestic arrangements.

No – you will not be asked to contribute towards any claim under the policy.

Yes. Our policy covers the nanny for up to 120 days of travel outside the UK per policy year when travelling with the family, except in the United States and Canada.