Immediate Needs Care Annuity

Are you worried about running out of money to cover care costs? A Paladin Advice Immediate Needs Care Annuity ensures you or your loved one receives a guaranteed lifetime income, preventing financial shortfalls while maximising tax efficiency. With the ability to link payments to inflation and protect capital, this solution provides peace of mind, ensuring funds last no matter how long care is needed.
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Are you worried about running out of money to cover care costs? A Paladin Advice Immediate Needs Care Annuity ensures you or your loved one receives a guaranteed lifetime income, preventing financial shortfalls while maximising tax efficiency. With the ability to link payments to inflation and protect capital, this solution provides peace of mind, ensuring funds last no matter how long care is needed.

Guaranteed Lifetime Income

Ensures care costs are covered without the risk of funds running out.

Tax Efficiency

Payments made directly to a registered care provider are tax-free, saving up to 40% in tax.

IHT Mitigation

Funds used for the annuity are removed from the taxable estate immediately.

Customisable Options

Inflation-linked payments and capital protection to pass on remaining funds to beneficiaries.

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R Boyd
Good policy , very useful and works well when needed. Highly recommend it.
Aug 30, 2026
Peter
The scooter was easy to control and the battery mileage meant I only had to top up the charge once
Aug 30, 2026
Margaret Foreman
Very pleasant tele sales , very patient as I had queries , and asked if she’d confirm details with husband , all good and renewed insurance.
Aug 30, 2026
Stephanie Johnson
Excellent service and brilliant customer service.
Aug 30, 2026
Giampiero
True and helpful
Aug 30, 2026
carla clarke
Easy renewal great price
Aug 30, 2026
Susan
Very helpful and friendly service.
Aug 30, 2026
Sue pickwell
Professional easy to set up and pay
Aug 29, 2026
Ahmed Omer
Professional service
Aug 29, 2026
Margaret
Quick and easy to navigate for insuring my mobility scooter in
Aug 29, 2026
Susan
Very efficient way to set up insurance by telephone. Helpful person took me through whole procedure.
Aug 29, 2026
Shirley
Posted renewal using envelope provided, good quick return of policy, thank you.
Aug 29, 2026
Rebecca King
Friendly professional and helpful throughout our conversation
Aug 29, 2026
MRSELAINETHOMPSON
Every time every thing goes very smoothly excellent service
Aug 29, 2026
Ann Lomas
Very helpful
Aug 29, 2026
David Smitham
Gave advanced warning of expired insurance date. Easy to complete the insurance form. Thank you.
Aug 29, 2026
Debra
Just taken a policy with mark bates I found them very helpful & accommodating to my needs
Aug 29, 2026
Pauline Davies
The man delivering was happy to lift the box into the hall.o
Aug 29, 2026
Lily
Always very professional efficient service from Reece
Aug 29, 2026
GEORGE NIXON
Great company Mark Bates Ltd is a fantastic insurance company i hope yous do insurance for my car soon enough. All my policies are with this company . Great prices 👏 fast service
Aug 29, 2026