Immediate Needs Care Annuity

Are you worried about running out of money to cover care costs? A Paladin Advice Immediate Needs Care Annuity ensures you or your loved one receives a guaranteed lifetime income, preventing financial shortfalls while maximising tax efficiency. With the ability to link payments to inflation and protect capital, this solution provides peace of mind, ensuring funds last no matter how long care is needed.

Call 01227 937 793

Our Customers Love Us!

20,412 Reviews

Paladin Advice Logo

Guaranteed Lifetime Income

Ensures care costs are covered without the risk of funds running out.

Tax Efficiency

Payments made directly to a registered care provider are tax-free, saving up to 40% in tax.

IHT Mitigation

Funds used for the annuity are removed from the taxable estate immediately.

Customisable Options

Inflation-linked payments and capital protection to pass on remaining funds to beneficiaries.

Manage all of your insurance with Insura App?

Insura App, the ultimate insurance management application. With our app, you can easily manage all of your insurance policies, documents and key dates in one place.

Manage all of your insurance with Insura App?

Insura App, the ultimate insurance management application. With our app, you can easily manage all of your insurance policies, documents and key dates in one place.

Existing Customer?

Need to manage your policy, add a new one or make changes?

Use our customer portal.

Have a Question?

Get in contact with on of our UK based customer service advisors.

Customer service is our priority.

Request More Information

Janet SISSONS

Not had to use them yet but it's good to know you have peace of mind staff always pleasant on the telephone

Jul 7, 2026

Michael

I found it very easy to insure my scooter and at a very good price, what more could I ask for.

Jul 7, 2026

Kerrie Brewer

Great company to be insured with, always helpful and very knowledgeable and professional.

Jul 7, 2026

Miss Emma Poskitt

Quick response to phone call. Very helpful member of staff with clear and concise communication. Insurance set up in a matter of 5 minutes. Which was the same length of time I'd been on hold to a previous company. Glad I decided to hang up and try Mark Bates instead.

Jul 7, 2026

sandra

Good insurance cover which meets my needs. Easy to use online. Professional and courteous.

Jul 7, 2026

Mrs Joanna Czaplinska

Very good service with reasonable prices.

Jul 7, 2026

John Garratt

The lady who phoned me up explained the difference between polices . very polite . not in a rush.because I am a old man.so no complaints.just say thanks to lady and all your team

Jul 7, 2026

Mr H Reynolds

I renewed my insurance on my mobility Scoota on-line. It was quick and very easy to use and presented no problems for me - I am just 80 and not a technical wizard. Well done Mark Bates Ltd

Jul 7, 2026

Michael Brisland

Good spot on service

Jul 7, 2026

Catherine Walker

Prompt cost effective insurance for my mobility scooter.

Jul 7, 2026

Mr Kizenga

The product was exactly as described on their website and the delivery on the exactly Day and time.

Jul 7, 2026

Mrs Patricia Wall

Excellent customer service and very helpful

Jul 7, 2026

Mrs Barbara Lakes

Very helpful and pleasant and quick to deal with my insurance thank you

Jul 7, 2026

Peter Everson

Easy to deal with

Jul 7, 2026

Mary

Excellent company

Jul 7, 2026

J L Bernard

Helpful staff able to answer any questions I had and replied quickly

Jul 7, 2026

Paul Whiteley

We have been very happy to deal with Mark Bates and have been with you a few years now.As usual very fantastic service with your staff.I can not praise you any higher and let you know we will be staying with you.

Jul 7, 2026

Joan Williams

I can highly recommend Mark Bates ... I insured my mobility scooter with them recently for the second year and was given a very competitive price.

Jul 6, 2026

Mr Shorney

Very informative and pleasant contact

Jul 6, 2026

customer

great customer serevice

Jul 6, 2026